Step 1: Brown the beef

Heat a large deep skillet over medium heat. Add 1 pound of ground beef and cook, breaking it apart with a spatula, until mostly browned—about 5–6 minutes. Drain excess grease if needed.

Step 2: Add veggies

Stir in 2 chopped bell peppers and 1 chopped onion. Sauté for 5–8 minutes until the vegetables begin to soften.

Step 3: Add garlic & seasoning

Add 3 minced garlic cloves and cook for 1 minute until fragrant. Stir in:

• 1 tablespoon Worcestershire sauce

• 1 tablespoon Italian seasoning

• 1 teaspoon salt

• ½ teaspoon black pepper

Mix well to coat the beef and vegetables in seasoning.

Step 4: Add liquids and rice

Pour in:

• 1 can (15 oz) diced tomatoes (with juice)

• 1 can (15 oz) beef broth

• ¾ cup uncooked long-grain white rice

Stir thoroughly so the rice is submerged in liquid.

Step 5: Simmer

Increase heat and bring the mixture to a boil. Reduce to low, cover the skillet, and simmer for 20 minutes, stirring once halfway through.

Step 6: Add cheese

Once the rice is tender and most of the liquid has been absorbed, stir in ½ of both mozzarella and cheddar cheese. Mix until melted and creamy.

Step 7: Top with cheese

Sprinkle the remaining cheese evenly over the top. Cover and let melt off heat, or place under the broiler for 2–3 minutes if your skillet is oven-safe.

Step 8: Serve

Let rest for 5 minutes. Scoop into bowls and serve warm.